Toll Free: 1-855-4 JP MANN (457-6266)
Personal Injury/Tort
There are two sources of benefits and compensation for the injuries and losses suffered because of a motor vehicle collision. The first, the accident benefits claim, is to seek and collect accident benefits through your own automobile insurance company or from the insurance policy of any other vehicle involved in the accident. The second, the tort claim, is to sue the driver who is at fault.
The process varies from case to case. JP Mann Law Firm tries to maximize your return, and minimize your waiting period.
The accessibility of accident benefits, commonly called no-fault benefits, also vary from case to case. They are obtainable regardless of who caused the car accident. Accident benefits available include:
- income replacement benefits;
- non-earner benefits;
- medical and rehabilitation benefits;
- care giver benefits;
- attendant care benefits;
- housekeeping expenses
If you sue the other driver, you can recover damages (that is, money) to compensate you for the following:
- pain and suffering;
- loss of enjoyment of life;
- loss of a family member’s guidance, care and companionship;
- economic losses: income, earning capacity, competitive advantage, housekeeping; and
- medical, rehabilitation, health and care costs.
There are significant restrictions. To pursue a claim or lawsuit for pain and suffering and loss of enjoyment of life, your injuries must reach a certain threshold. You must suffer:
- permanent serious disfigurement (that is, a scar); or
- permanent serious impairment of an important physical, mental or psychological function.
- Chronic pain
Any damages recovered for pain and suffering and loss of enjoyment of life is subject to a deductible.
You can also sue for damages to compensate you for the loss of a family member’s guidance, care and companionship. These damages are also subject to a deductible.
Importantly, there is no restriction upon your right to sue for economic losses.
It is often difficult to determine whether your injuries reach the threshold. This affects what damages you are entitled to from the other driver. Experienced professional team of JP Mann Law Firm can accurately advise you about your right to sue for damages.
The owners and those in control of public and private property have an obligation to keep the property safe for you. Sidewalks, passage ways and steps must be reasonably free of hazards and defects. Steps, curbs, and parking areas should be properly lit and have safety features such as hand rails and proper melting and traction agents reasonably applied.
INSURANCE CLAIMS
You have suffered the misfortune of an insured loss, such as major property damage due to flooding, etc. The insurance coverage that you thought you had is not coming through. We can help you.
Brain trauma and spinal cord injuries are medically complicated actions to pursue. You need a law firm dedicated to your every need and that understands the changes your body is going through. Our knowledge and experience in handling catastrophic injuries helps us understand your situation. We will vigorously pursue the compensation and life modifications you require.
If your loved one has died as a result of the fault or negligence of another, you are entitled to compensation. This includes compensation for the loss of your loved one’s guidance, care, or companionship. You are also entitled to recover funeral and actual expenses incurred and other economic losses attributed to your loved one’s death. Our experienced team can help you through this difficult time.
Serious WSIB Claims
If you have been seriously injured while at work, we may be able to advise you of your options and guide you through the Workplace Safety and Insurance Board procedures and regulations maximizing your compensation benefits.